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On Tuesday 5 May 2026, the Reserve Bank of Australia (RBA) announced an increase of 0.25%p.a. to the official cash rate.Following this, we have reviewed the interest rates applicable to our variable and fixed rate home loans and advise that the rates will increase by up to 0.25%p.a. for new loans effective from 14 May 2026, with increases of up to 0.25%p.a. for existing variable rate mortgage holders effective from 23 June 2026. Members with a loan account will be advised individually of any change to their interest rate and minimum repayments. Our variable savings rates including Bonus Saver Account will increase by up to 0.25%p.a. effective from 1 June 2026. Whilst changes to the RBA cash rate is one of the factors that informs our pricing decisions, there are other factors that we consider such as economic and market conditions, cost to lend and the competitor landscape. This helps us to assess and to continue to offer competitive rates to our members. If you would like further information on any of our products or services, please review the information on our website or contact us to see how we can help.

On Tuesday 17 March 2026, the Reserve Bank of Australia (RBA) announced an increase of 0.25%p.a. to the official cash rate.Following this, we have reviewed the interest rates applicable to our variable rate home loans and advise that the rates will increase by up to 0.25%p.a. for existing variable rate mortgage holders effective from 27 April 2026 and commercial variable rate mortgage holders effective from 1 April.Members with a loan account will be advised individually of any change to their interest rate and minimum repayments.Whilst changes to the RBA cash rate is one of the factors that informs our pricing decisions, there are other factors that we consider such as economic and market conditions, cost to lend and the competitor landscape. This helps us to assess and to continue to offer competitive rates to our members. If you would like further information on any of our products or services, please review the information on our website or contact us to see how we can help.

Wednesday, February 18, 2026 Members are advised of changes to our fees and charges effective 10 March 2026. We will be expanding the Consent Fee to cover consent to subdivide, substitute, lease, cross-collateralise or any other matter where we need to reassess the loan in any way. The Consent Fee will remain at $300. This expansion will result in an increase to the fee associated with security variation (from $200 to $300) and an increase in the fee associated with subdivision (from $250 to $300). We will be introducing the following new fees: Re-documentation Fee of $250 for instances where a member requests to Fixed Rate Lock after their loan offer and contract documentation has been provided, but prior to loan settlement. Foreign Cheque Deposit Fee of $20 for cheques up to $25,000 or $50 for cheques over $25,000. These changes will take effect on 10 March 2026. If you would like to discuss any of these changes, please contact us.

On Tuesday 3 February 2026, the Reserve Bank of Australia (RBA) announced an increase of 0.25%p.a. to the official cash rate. Following this, we have reviewed the interest rates applicable to our variable and fixed rate home loans and advise that the rates will increase by up to 0.50%p.a. for new loans effective from 6 February 2026, with increases of up to 0.36%p.a. for existing variable rate mortgage holders effective from 18 March 2026. Our variable savings rates including Bonus Saver Account will increase by up to 1.75%p.a. effective from 1 March 2026. Members with a loan account will be advised individually of any change to their interest rate and minimum repayments. Whilst changes to the RBA cash rate is one of the factors that informs our pricing decisions, there are other factors that we consider such as economic and market conditions, cost to lend and the competitor landscape. This helps us to assess and to continue to offer competitive rates to our members. If you would like further information on any of our products or services, please review the information on our website or contact us to see how we can help.

The Board of Unity Bank is pleased to announce that following the successful merger of G&C Mutual Bank and Unity Bank in March 2025, the long-planned transition of CEOs took effect this week. As detailed in the Member Information Document, and an integral part of the merger process, the initial CEO Danny Pavisic was scheduled to step aside after taking on the role in March 2025 and Rosanna Argall has re-assumed the role of CEO (having served as the CEO of G&C Mutual Bank until the merger in March 2025). The timing of the transition provides for a smooth handover as the bank moves through its annual Board strategic planning cycle and provides an opportunity for Rosanna to continue to enhance on the integration that has already taken place since March 2025, overseen by Danny. In announcing the transition, Mr. Pavisic, who has been with Unity Bank for 21 years, the last 6 as CEO said, “it has been an honour to lead the bank during the merger process, in particular as the team met the challenge of bringing two highly successful entities together and guaranteeing our collective future.” Unity Bank Chair, Steve Helmich paid tribute to Mr. Pavisic, noting “the Board is very appreciative of the critical role Danny has played in achieving this merger of equals, and his tireless work in bringing the two organisations together. He hands over to Rosanna with the bank exceptionally well placed to capture the many opportunities that lie ahead”. Incoming CEO, Rosanna Argall thanked Danny for his leadership and for working harmoniously together to take the first steps in the integration of the two banks. Rosanna also noted that she was ‘looking forward to continuing to engage with our members, our staff and our various partners and stakeholders to ensure the success and sustainability of our organisation for the benefit of everyone well into the future.”

2025 was another highly successful year for Unity Bank. Review our financial summary and see how our Member-first approach has made all the difference. Read Now Download If you would like to receive a hard copy of the 2025 Annual Report, please give us a call at 1300 36 2000 or send an email request to mail@unitybank.com.au