Community

Clean Up Australia Day

Each year on 1 March, communities across Australia roll up their sleeves and take part in one of the country’s most recognisable environmental initiatives where volunteers work in small groups to remove rubbish from local parks, beaches and streets. Clean Up Australia Day is a community event reminding everyone that caring for our environment is a shared responsibility that requires collective action year-round. Clean Up Australia Day was first established in 1990, when Ian Kiernan founded Clean Up Australia to encourage everyday people to care for their local environments. What began as a grassroots effort quickly became a national movement, empowering millions of Australians to take practical action against pollution and environmental degradation. The message has always extended beyond a single day of picking up litter. The organisation works year-round with communities, governments and businesses to promote sustainable living and long-term environmental solutions. According to Clean Up Australia, Australia now produces around 2.5 million tonnes of plastic waste each year, roughly 100 kilograms per person. Yet only about 13% is recovered, while 84% ends up in landfill. Even more troubling is the impact on marine ecosystems. Each year, an estimated 130,000 tonnes of plastic enters the ocean from Australian consumption alone. Scientists warn that by 2025, 99% of seabirds worldwide are expected to have ingested plastic, a stark indicator of how deeply pollution is affecting natural systems. These figures highlight a critical environmental challenge that cannot be solved by governments or individuals alone, it’s a collective coordinated effort by whole communities. What can you do at home? Reduce, reuse, repair, recycle, recover. Starting with these five simple actions can be a practical way to stop litter ending up in our environment and keep more waste out of landfill. To get involved in Clean Up Australia Day you can register a new clean-up, join an existing one (use the official interactive map to search by postcode or suburb) or donate at https://www.cleanup.org.au/. Clean-ups can be registered any day of the year. Mutually valuable banking for people and planet As a member focused, values-driven organisation, acting responsibly and ethically is at the heart of our operations. We are committed to the ongoing promotion and creation of mutual value and strive to make a positive impact for our members and the communities we are part of. It is this sentiment that underpins our Environmental, Social and Governance (ESG) Strategy - Mutually valuable banking for people and planet. We are always looking for ways to minimise the impact our business operations have on the environment. Our head office was recently refurbished to improve efficiency and wellbeing and as part of our commitment to waste reduction, we repurposed much of our existing furniture. Remaining items were made available to staff or donated to Barnardos Australia’s child and family centres and Planet Ark’s City Recycling program. Newly installed water systems, upgraded lighting and presentation technology were selected to reduce resource consumption and improve energy efficiency. This complemented the office’s comprehensive four-bin recycling system for dry-waste, organics, recyclables, and paper - to help prevent contamination, reduce waste and minimise landfill.   We have also undertaken a Greenhouse Gas Assessment to better understand our emissions and identify reduction opportunities, completing our submission to Climate Active, an Australian Government program driving voluntary climate action. Last year, we offset 1,847 tCO2-e using 80% Verified Carbon Units (VCUs) and 20% Australian Carbon Credit Units (ACCUs). Through our ESG Strategy, we have delivered a number of impact initiatives including recycled PVC cards and environmentally conscious collateral, accessible and inclusive service enhancements, our Essential Worker Home Loan, Green Car Loan, Green Upgrades Loan, Worker Support Benefits and our Responsible Banking Policy.

Community

2026 MEU Dust Conference Prize Draw Winner

Unity Bank had the opportunity to attend the MEU Dust Conference held in Queensland from the 16th to the 19th of February 2026. It was an extremely insightful event with a variety of different organisations attending and representing their core business products and services.  Unity Bank conducted a prize draw, with one prize up for grabs.  Congratulations to our winner Kath, who attended the conference and entered our competition! Kath won a $200 EFTPOS gift card! We hope you enjoy your prize Kath!! We would also like to thank everyone who attended the event and visited our Unity Bank stall.

Community Personal Loan

Unity Bank Community Support Package

With the recent Queensland floods and Victorian bushfires, we stand prepared with Unity Bank's Community Support Package to assist you. Deferred home loan repayment Deferred loan repayment option available on qualifying existing and new Unity Bank home loans and home loan refinances1 Member support Practical and tailored assistance to help you and your family get your finances back in shape If you have been impacted by the Queensland floods and Victorian bushfires​, we are ready to assist. Please give us a call on 1300 36 2000. DisclaimerCredit eligibility criteria, terms and conditions, fees and charges apply. 1. Loan deferment option available at the discretion of the Bank and subject to approval. Interest accrues and is capitalised to the loan throughout the approved loan repayment deferral period. Unity Bank Limited ABN 72 087 650 637 | AFSL & Australian Credit Licence 238311

Community

National Recycling Week

National Recycling Week is one of Planet Ark’s flagship campaigns, held each year during the second week of November. Since its launch in 1996, the initiative has aimed to inspire individuals, businesses, and communities to take meaningful action toward reducing waste, reusing, and recycling correctly. Over the years, Australia’s recycling efforts have made remarkable progress. What began with only 7% of materials recycled, around 1.5 million tonnes, has now grown to more than 60%, exceeding 43 million tonnes. This transformation demonstrates how education, awareness, and improved recycling systems can make a real difference. Recycling plays a vital role in protecting our planet. By keeping valuable materials such as paper, glass, metals, and plastics out of landfill, we conserve natural resources and reduce the greenhouse gas emissions that contribute to climate change. Every item we recycle helps cut down on pollution and the energy required to produce new products from raw materials. This National Recycling Week, Planet Ark is encouraging everyone to rethink their waste habits, from recycling household items properly to choosing reusable alternatives and reducing overall consumption. Small steps, such as sorting recyclables correctly or buying products made from recycled materials, can create a big collective impact. Recycling at Home Households generate significant waste daily, and effective recycling helps reduce landfill waste. Here are some practical ways to recycle at home: Sort waste properly – Understanding your local council regulations is key to proper recycling and preventing contamination. Check your local council's guidelines.  Reuse and repurpose – Before discarding items, find creative ways to give them a second life. Glass jars, plastic containers, and old clothes can often be repurposed for storage, crafts, or household use. Start a compost bin – Set up a compost bin for food scraps and garden waste to reduce organic waste. Learn more about how to get started. Dispose of e-waste properly – Take electronic waste, such as old phones, televisions and batteries, to designated drop-off locations to ensure safe recycling. Find your nearest e-waste collection point. Container deposit schemes – From 2025, Australia will be the first continent to be fully covered by container deposit schemes. Under these programs you can return a range of aluminium, glass, and plastic drink containers to designated locations for a 10cent refund per eligible item. Learn more about these schemes in each state. Kerbside recycling As mentioned above, recycling rules vary by council, but in general the following materials can go into kerbside recycling bins for collection: Paper and cardboard – Newspapers, magazines, office paper, cereal boxes, and flattened cardboard boxes. Glass – Bottles and jars (rinsed). Do not include broken glass, ceramics, or Pyrex (cookware). Plastics – Hard plastics such as soft drink bottles, milk containers and shampoo bottles. Metal – Aluminium cans, steel cans and foil trays. Cartons – Milk and juice cartons. Items to avoid placing in kerbside recycling bins: Plastic bags Broken glassware or mirrors or glass from a photo frame Batteries – Dispose of them at e-waste collection points. Clothing and other textiles Food containers with leftover food Building materials, such as timber, bricks and other construction debris. Paper towels Understanding your bin system: Yellow-lid bins – Used for recyclable materials. Red lid bens (landfill) - Intended for general waste that cannot be recycled. Green lid bins - Designed for garden waste, such as leaves, grass clippings, small branches, plants, flowers, weeds, and twigs. Some councils may allow additional organic materials in green bins, such as food scraps (fruit, vegetables, meat, fish, bread, pasta, eggshells) and compostable packaging. Check your local council’s website for specific bin guidelines. Recycling labels It is important to check and understand product labels and follow recycling instructions to ensure proper disposal and avoid contamination. Most products and packaging made from plastic have a small triangle on them with a number inside. This is a plastic identification code, used to identify the type of plastic the product is made from. Unfortunately, the triangle is often confused with the global symbol for recycling, the Mobius Loop, but it is not an indication the item can be recycled. The Australasian Recycling Label (ARL) is a labelling system for Australia and New Zealand, that provides consumers with easy-to-understand recycling information on packaging. It removes confusion, saves time and reduces contamination in the recycling stream by providing clear, detailed instructions on how to dispose of all parts of the packaging. Preventing recycling contamination Contamination in recycling bins is a significant issue that can cause entire batches of recyclables to be sent to landfill. When food waste, liquids, or non-recyclable items are mixed in, they can ruin otherwise recyclable materials. To avoid this: Ensure recyclables are clean and dry before disposal. Keep soft plastics, such as plastic bags and wrappers, out of standard recycling bins. Do not place hazardous items, such as batteries or electronic waste, in recycling bins, use designated collection points instead. Follow signage and guidelines on bins to ensure proper waste separation. By keeping recycling streams clean, we improve efficiency, lower costs, and ensure materials can be effectively repurposed. Recycling in your workplace Workplaces generate a substantial amount of recyclable waste, including paper, plastic, and electronics. Here are some steps to enhance recycling in your workplace: Recycling bins – Use any designated recycling bins throughout your workplace to ensure proper waste disposal and support sustainability efforts. Go paperless – Consider the need to print. Reduce paper waste by digitising documents and using electronic communication where possible. Recycle office supplies and equipment – Check if your workplace has collection points for used printer cartridges, batteries, and outdated electronics. Speak to your colleagues about donating or responsibly recycling old office furniture and IT equipment. Find e-waste collection points near you. Embrace reusable items – Utilise reusable coffee cups, water bottles, lunch containers, plates and cutlery instead of disposables alternatives. Mutually valuable banking for people and planet As a member focused, values-driven organisation, acting responsibly and ethically is at the heart of our operations. We are committed to the ongoing promotion and creation of mutual value and strive to make a positive impact for our members and the communities we are part of. It is this sentiment that underpins our Environmental, Social and Governance (ESG) Strategy - Mutually valuable banking for people and planet.We are always looking for ways to minimise the impact our business operations have on the environment. Our head office features a comprehensive four-bin recycling system for dry-waste, organics, recyclables, and paper - to help prevent contamination, reduce waste and minimise landfill.   We also recently refurbished our head office to improve efficiency and wellbeing. As part of our commitment to waste reduction, we repurposed much of our existing furniture. Remaining items were made available to staff or donated to Barnardos Australia’s child and family centres and Planet Ark’s City Recycling program.  Newly installed water systems, upgraded lighting and presentation technology were selected to reduce resource consumption and improve energy efficiency. We have also undertaken a Greenhouse Gas Assessment to better understand our emissions and identify reduction opportunities, completing our submission to Climate Active, an Australian Government program driving voluntary climate action. Through our ESG Strategy, we have delivered a number of impact initiatives including recycled PVC cards and environmentally conscious collateral, accessible and inclusive service enhancements, our Essential Worker Home Loan, Green Car Loan, Green Upgrades Loan, Worker Support Benefits and our Responsible Banking Policy. Join us in making a difference This National Recycling Week, let's reflect on our recycling habits and how we can contribute to a cleaner, healthier environment. Simple actions, like sorting waste properly, using recycled products, and supporting businesses that prioritise sustainability, can make a significant difference. Together, we can make recycling second nature and help build a more sustainable Australia.  

Community

Banking on Values Day: Reshaping how AI describes banking

As part of the Global Alliance for Banking on Values (GABV), this Banking on Values Day 2025 (November 10) we are seeking to explore the relationship between one of the defining technologies of our time– generative AI– and banking. We’re conscious that for good or ill, AI will shape so much of how our future looks and also how people understand it. We began by thinking about how AI describes banking to the rest of the world. We paid particularly close attention to the way that, when one asks a generative AI chatbot (like ChatGPT or Claude) about banking, it mainly produces information that reflects only very conventional banking, and knows little about banking on values which can reinforce unhelpful and outdated perceptions of what banking could be. As part of Banking on Values Day 2025, GABV has launched a digital tool to reshape how AI  describes and understands the purpose of banks, moving beyond profit to highlight their potential to serve people and planet. We believe technology is a powerful force to facilitate financial inclusion, help address environmental challenges and build a fairer future for us all. Collectively, we can help shape the future of AI and redefine banking through the lens of values. AI has rapidly become one of the world’s most commonly used digital tools. In 2025, 83% of AI users say they prefer AI-driven tools over traditional search engines for their accuracy and conversational tone, yet when asked, “What is banking for?”, large language models (LLMs) barely inform the public about the benefits of ethical, community-focused banking options. With recent research highlighting the extent of misrepresentation in news reporting (up to 45%), the GABV is seeking to expose the bias stemming from AI’s reliance on data dominated by conventional, profit-driven finance and excluding real-world examples of ethical and values-based banking. “AI is rewriting how the world understands banking and, right now, it’s leaving purpose and impact out of the picture. If we want a financial system that truly serves people and planet, we must make sure AI learns that too. This is a defining moment. AI does learn from the data it has access to - so the more positive, high-quality stories it finds about values-based banking, the better the insights and outcomes it can generate for everyone.” Martin Roher, Executive Director, Global Alliance for Banking on Values (GABV). Search ChatGABV To expose and address this imbalance, GABV created ChatGABV, a new interactive educational tool featuring two AI personas: ChatBAU (Business as Usual), representing mainstream, profit-focused AI responses, and ChatGABV, offering an alternative, values-driven view of finance. It highlights the potential of banking to drive positive social and environmental change, allowing users to compare and contrast the two. ChatBAU responds to a question like ‘What is banking?’ by highlighting ‘maximising profits for shareholders’, whilst ChatGABV highlights the role of value-led finance to ‘drive positive change in society’.  To tackle this information gap, the GABV invites everyone to shape AI and participate in a collective day of digital action, posting their responses to the question ‘What is a bank for?'. This collaborative intervention aims to expand the pool of knowledge that future AI models draw from, ultimately influencing how AI defines the purpose and potential of banking for the public. "Values-based banking has the power to transform lives and communities. We have seen the good it can do to help underserved populations around the world. As generative AI becomes more engrained in the financial industry, those of us in the GABV must help shape these models to harness banking as a powerful tool to help drive good in society. Our voices and experiences can not only influence people’s perceptions, but also that of this emerging technology." David Reiling, Chair of the GABV and CEO of Sunrise Banks (US) NoteThe campaign intentionally uses AI-generated content as part of its storytelling to reflect the growing role of AI in shaping public understanding. Rather than avoid this technology, the GABV chose to engage with it to demonstrate that banking can be values-driven. While aware of ethical concerns such as environmental impact, data bias, and effects on creatives, they addressed these by using licensed and owned materials and offsetting the carbon footprint of the video production. This approach aims to spark a global conversation and ensure AI reflects a vision of banking that serves people and the planet. To learn more about ChatGABV and use the tool visit: www.chatgabv.org  Prompt - What is a bank for?As a member-focused, values-driven organisation, acting responsibly and ethically is at the heart of our operations. We are committed to the ongoing promotion and creation of mutual value, including empowering our members with financial education that supports informed decision-making and long-term wellbeing. This sentiment underpins our Environmental, Social and Governance (ESG) Strategy - Mutually valuable banking for people and planet.Through our ESG Strategy, we have delivered a number of impact initiatives including recycled PVC cards and environmentally conscious collateral, accessible and inclusive service enhancements, our Essential Worker Home Loan, Green Car Loan, Green Upgrades Loan, Worker Support Benefits and our Responsible Banking Policy.We believe in promoting a positive, viable banking model that’s focused on meeting human needs and sustainability. We are an Associate Member of the GABV, a network of independent banks and credit unions using finance to deliver sustainable economic, social and environmental development. The GABV comprises 70+ financial institutions operating in 45 countries across Asia, Africa, Australia, Latin America, North America and Europe. Collectively, they serve more than 50 million customers and hold over USD 265 billion of combined assets under management. We were also the first financial institution globally to be accredited under the Mutual Value Measurement (MVM) Framework, developed by the BCCM and researchers at Monash University’s Business School to help mutual organisations measure their total value creation (mutual value) through a set of common dimensions and shared language about measuring and reporting mutual value. We’re always striving to make a positive impact and we are committed to a more sustainable future for our members and their communities. That’s why we’re striving to deliver mutually valuable banking for people and planet.  

Community

Hats Off to Australia’s Teachers This World Teachers’ Day

World Teachers’ Day is celebrated across Australia on 31 October, recognising the vital role teachers play in shaping our communities and future generations. From early childhood educators to university lecturers, teachers dedicate themselves to helping others learn, grow, and achieve their best.This year’s theme, “Hats off to teachers,” is a chance for all of us to recognise the dedication and care teachers bring to their work every day. You can get involved in simple ways: send a message of thanks, give a shout-out to a teacher who made a difference, or even share a fun selfie wearing your favourite hat in tribute. No matter how you join in, your gesture helps show teachers just how much their work is appreciated. Find out how on the Australian Institute for Teaching and School Leadership (AITSL) website.This World Teachers’ Day, let’s take a moment to say hats off to the incredible teachers who make a difference every single day. By recognising and supporting them, we help create an environment where great teaching thrives and where students across Australia can continue to grow and succeed.We’re proud to celebrate the teachers who shape our future. Their patience and determination deserve recognition every day, but especially today. Award-winning support for teachers As a member-focused, values-driven organisation, we are committed to the ongoing promotion and creation of mutual value, striving to make a positive impact for our members and the communities we are part of.We have a proud history as a customer-owned bank supporting key worker groups and state government employees, including NSW Ambulance and Corrective Services, as well as those in teaching and healthcare.As such, we have long provided special offers and product features to help support the financial wellbeing of these members.Our Essential Worker Home Loan is a low interest, variable rate home loan specifically designed to recognise the contribution essential workers, like teachers, make to the community by supporting their home ownership journey with a value and feature packed product.Independently recognised as winner of the 2024 Finder Innovation Award in the Social Impact Innovation category and with three 2025 Mozo Experts Choice Awards, our Essential Worker Home Loan demonstrates our commitment to support those who support others.                                               It’s our way of saying ‘thank you’ to essential workers for the work they do in always serving our community.