Alert: Beware of scammers offering to resolve Microsoft Outlook or other system issues, or impersonating Unity Bank staff. Never share login details or One Time Passwords with anyone.

Online Banking

Manage your Money

  • View your account balances and transaction history online
    (up to 3 years old)
  • Activate your Visa Debit or Credit Card online (if required)
  • Open new Term Deposit account online
  • Set/Change the PIN on your card online
  • View your statements online
  • Review and print account transactions
  • Transaction alerts, such as balance, debits, withdrawals and maturing term deposits, to increase visibility and control over your banking.

Payments, transfer and BPAY

  • Transfer money between your own accounts or other G&C Mutual Bank accounts
  • Transfer funds electronically (EFT) to another financial institution
  • Real time payments using Osko by BPAY
  • Pay and view bills online using BPAY
  • Redraw loan repayments in advance
  • View and modify maturity instructions on Term Deposits

Security

  • SMS One Time Password on login and to confirm certain transactions
  • Login Authentication
  • Encryption
  • Automatic Session Time-out
  • Daily transaction limits
  • No Multiple sessions

If you have any questions regarding Online Banking, please contact us.

Frequently Asked Questions

For more related frequently asked questions, visit our FAQs page.

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© 2026 Unity Bank Limited | ABN 72 087 650 637 | AFSL & Australian Credit Licence 238311​ Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Disclosure Documents before acquiring any product.

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Torres straight islander flag  Aboriginal flag
We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which Unity Bank operates and where our team members reside.