Please be wary of scam callers impersonating Unity Bank. Do not provide your details and remember Unity Bank will never call and ask for your account information or passcodes over the phone.
Be rewarded for saving and reach your goals faster
Interest rate for $48,600.01 plus
A transaction account designed specifically for persons 55 years or older and who are:
As you approach retirement, your banking needs change. Our Pensioner Plus Account provides the right balance between an everyday and savings account. It rewards you with a higher interest rate, with easy access to your funds in a variety of ways.
| Daily Balance | Interest Rate |
| $0 to $48,600.00 | 2.00% p.a. |
| $48,600.01 and over | 3.40% p.a. |
| Features | |
| Minimum opening deposit | $0 |
| Funds available | At Call - 24/7 access |
| Statement options | Online statements |
| Monthly account fee | $5 – exempt where minimum membership balance of $5,000 is maintained at all times throughout the month |
| Transaction fees | Unlimited free transactions available – refer to our fees and charges brochure |
| Service centre access | Yes |
| Visa debit card | Yes |
| Direct credit | Yes |
| Direct debit | Yes |
| Quick debit | Yes |
| Periodical payment | Yes |
| BPAY | Yes |
| Bank@Post | Yes |
| Interest calculation | Calculated on daily balance and paid monthly |
| Conditions | Rates paid on each tiered balance |
For more related frequently asked questions, visit our FAQs page.
Find out all the key features for our savings products.
Terms and conditions, fees and charges apply.
