Unity Bank Savings Interest Rates as at 1 October 2024  printer icon

Savings Products (Government Guaranteed capped at $250,000 per person)

MoneyMAX Account (S12)
Balance Interest Rate
$1 and over 4.70% p.a.
Bonus Saver Account (S7)
Balance Interest Rate
$1 and $100,000 Up to 4.45% p.a.
Power-up eSaver Account (S6)
Balance Interest Rate
$1 and over Up to 2.90% p.a.
Pensioner Security Account (S8)
Balance Interest Rate
$1 to $45,400 2.86% p.a.
$45,400.01 and over 3.00% p.a.
Christmas Savings Account (S4)
Balance Interest Rate
$1 and over 1.85% p.a.
  • 1 Interest is calculated daily and paid monthly. Interest rate applies to account balances over $1.
  • 2 Eligibility criteria, terms and conditions, fees and charges apply. Bonus interest rate applies to account balances under $100,000 if those accounts have a minimum monthly deposit of $50 and no withdrawals, transfers within the calendar month. Standard interest rate applies to account balances over $100,000, and up to $100,000 if the account does not meet above criteria for bonus interest rate. Example: Member’s bonus saver account balance is $112,413.59 at the end of the month. During the month member has deposited $50 and made no withdrawals. Bonus interest is payable on $100,000 and standard interest is payable on $12,413.59. Interest is calculated daily and paid monthly. Bonus interest rate is currently 4.44% and standard interest rate is currently 0.01%. Rates are subject to change. Personal banking only. Only one bonus saver account can be opened per membership.
  • 3 Interest is calculated daily and paid monthly.
  • 4 Interest is calculated daily and paid quarterly. Special Note: Members over 65 years of age are automatically exempt from paying the Monthly Usage Fee, no application for exemption forms are required.
  • 5 Interest is calculated daily and paid quarterly. Withdrawals only available from 1 November to 31 January.

Eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate is subject to change. Interest rates are on a per annum basis. These products are issued by Unity Bank Limited ABN 11 087 650 315 AFSL/Australian Credit Licence 240399. Reliance Bank is a division of Unity Bank Limited. You should consider our Account & Access Facilities Conditions of Use before making a decision. To obtain a copy, phone 1300 36 2000 or visit unitybank.com.au