Principal & Interest | ||
Interest Rate | Comparison Rate | |
Essential Worker Home Loan | 5.45% p.a. | 5.49% p.a. |
Principal & Interest | ||
Interest Rate | Comparison Rate | |
First Home Buyer Home Loan | 5.49% p.a. | 5.53% p.a. |
Principal & Interest | ||
Interest Rate | Comparison Rate | |
Vic Homebuyer (VHB) Home Loan | 5.49% p.a. | 5.52% p.a. |
VHB Standard Variable | 6.84% p.a. | 6.87% p.a. |
Principal & Interest | Interest Only | |||
Interest rate | Comparison rate | Interest rate | Comparison rate | |
Advantage Home Loan (without offset) | 5.79% p.a. | 5.84% p.a. | 5.79% p.a. | 5.84% p.a. |
Advantage Home Loan (with offset) | 5.89% p.a. | 5.94% p.a. | 5.89% p.a. | 5.94% p.a. |
Interest Only | ||
Interest Rate | Comparison Rate | |
Bridging Loan | 8.99% p.a. | 9.09% p.a. |
Interest Only | ||
Interest Rate | Comparison Rate | |
Retirees Access Home Loan | 8.72% p.a. | 8.81% p.a. |
Balance | Principal & Interest | |
Interest rate | Comparison rate | |
Less than 60% LVR | 5.49% p.a. | 5.53% p.a. |
Between 60 - 80% LVR | 5.59% p.a. | 5.64% p.a. |
Greater than 80% LVR | 5.69% p.a. | 5.74% p.a. |
Principal & Interest | Interest Only | |||
Interest rate | Comparison rate | Interest rate | Comparison rate | |
1 Year | 5.60% p.a. | 5.68% p.a. | 6.00% p.a. | 6.08% p.a. |
2 Years | 5.30% p.a. | 5.38% p.a. | 6.05% p.a. | 6.13% p.a. |
3 Years | 5.45% p.a. | 5.53% p.a. | 6.00% p.a. | 6.08% p.a. |
4 Years | 5.80% p.a. | 5.88% p.a. | 6.15% p.a. | 6.23% p.a. |
5 Years | 5.80% p.a. | 5.88% p.a. | 6.30% p.a. | 6.38% p.a. |
Principal & Interest | Interest Only | |||
Interest rate | Comparison rate | Interest rate | Comparison rate | |
Advantage Home Loan (without offset) | 6.09% p.a. | 6.14% p.a. | 6.09% p.a. | 6.14% p.a. |
Advantage Home Loan (with offset) | 6.19% p.a. | 6.24% p.a. | 6.19% p.a. | 6.24% p.a. |
Interest Only | ||
Interest rate | Comparison rate | |
Bridging Loan | 9.04% p.a. | 9.14% p.a. |
Principal & Interest | Interest Only | |||
Interest rate | Comparison rate | Interest rate | Comparison rate | |
Less than 60% LVR | 5.80% p.a. | 5.85% p.a. | 5.80% p.a. | 5.85% p.a. |
Between 60 - 80% LVR | 5.90% p.a. | 5.95% p.a. | 5.90% p.a. | 5.95% p.a. |
Greater than 80% LVR | 6.00% p.a. | 6.05% p.a. | 6.00% p.a. | 6.05% p.a. |
Principal & Interest | Interest Only | |||
Interest rate | Comparison rate | Interest rate | Comparison rate | |
1 Year | 5.80% p.a. | 5.88% p.a. | 6.20% p.a. | 6.28% p.a. |
2 Years | 5.75% p.a. | 5.83% p.a. | 6.25% p.a. | 6.33% p.a. |
3 Years | 5.75% p.a. | 5.83% p.a. | 6.25% p.a. | 6.33% p.a. |
4 Years | 6.00% p.a. | 6.08% p.a. | 6.35% p.a. | 6.43% p.a. |
5 Years | 6.00% p.a. | 6.08% p.a. | 6.35% p.a. | 6.43% p.a. |
Eligibility criteria, terms and conditions and fees and charges apply.
* New refinance applications only. Not available for refinance of existing G&C Mutual Bank Loans. Minimum loan amount $100,000.
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